13 Scottish fintechs to watch

The proliferation of technologies such as blockchain, artificial intelligence (AI) and open banking is revolutionising the finance industry. Scotland's experience in the financial services sector goes back centuries. We’re now building on that expertise and leading the way in fintech solutions.

A dynamic fintech ecosystem

Scotland is the most important UK financial centre outside London. We have a proven track record in servicing global markets. So, it’s little wonder that so many of the world’s most respected financial services companies have established their technology functions here in Scotland.

Around 150 fintech companies make up Scotland's dynamic ecosystem. We've got experts leading the way in cyber security, artificial intelligence, platforms, blockchain, personal finance and regtech.

Scotland's thriving startup community is servicing and supporting tech innovation across the financial, banking and insurance sectors, and is being continually enhanced with spinouts from our world-class universities. They're not only supporting and working with the large corporate banking, insurance and financial institutions, but also you, us and everybody in-between.

Our fintech companies are helping clients to:

  • Better understand their customer data
  • Reach more customers and increase inclusion in locations where traditional financial infrastructure is absent
  • Develop ways to improve customer experience
  • Manage finance transactions more efficiently and securely
  • Reduce costs

Learn how these innovative Scottish fintech companies are changing the way that customers, tech and finance interact.

Scotland's fast-growing fintechs

FinTech Scotland

The bridge to connect you to Scottish fintech companies

FinTech Scotland acts as Scotland’s fintech shop window and it is their mission to not only support and build the fintech community in Scotland but also to attract global partners to work with or benefit from the solutions developed by their members.

Their website provides more detail on the fintech companies currently in Scotland.  Learn more about the other innovative fintech companies changing the world from their Scottish base.

FinTech Scotland website

Cyber security

Fintech opportunities

The smartest location for fintech companies to locate and grow

Discover the many developments taking place and opportunities open to fintech companies in Scotland. 

Stephen Ingledew, CEO of FinTech Scotland and Chris Brooks, Chief Financial Officer, Modulr share their insights on Scotland's fast-growing fintech hub.

Watch our webinar

Watch our fintech opportunities in Scotland webinar

Need help sourcing a fintech solution? We can put you in touch with the right people.

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Heritage, community and expertise

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